Vape Insurance

Vape insurance for shops, manufacturers & wholesalers

As insurance brokers, IC Insurance does all the hard work for you, so let us take care of your insurance needs.You don’t have to worry about anything – we’ll search all companies to find the best quote and provide you with affordable insurance cover on our vast portfolio of products.

Our process is also quick and straightforward and offers you handpicked insurance policies you can trust.
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Vape Shop 
Insurance Cover

Regardless of the size of your shop, from a corner shop or a large store, we will help you to meet your vape shop insurance needs and protect your business at a competitive premium. We can provide a policy to protect your assets and stock, including liability insurance, to cover you against claims from employees or the public.

Key covers include:

Public liability insurance
Employers’ liability insurance
Product liability insurance
Buildings insurance
Business interruption insurance
Contents insurance
Equipment insurance
Goods in transit insurance
Stock insurance


Vape Manufacturers Insurance

At IC Insurance Solutions, we understand the specific challenges you face as a vape manufacturer. Even though the vape trade is profitable, it comes with difficulties and risks of its own.

Whether you have a small corner shop or a large e-liquid store, we can match your vape insurance needs and offer comprehensive protection to your e-liquid business.

What is Vape Manufacturer Insurance?

Vape manufacturer insurance provides comprehensive coverage and support to vape manufacturer’s insurance against the risks associated with e-cigarette trade. Vape manufacturer insurance can help you by securing your business assets and core business activities.

Why You Need Vape Manufacturer Insurance?

When you are running a business, being prepared for the unforeseen is always a good idea. Here is why you should consider vape insurance:

Customer Complaints

Whenever a customer opts to file a consumer complaint, they will consider the name on the label. If your business’s name is on the label or you have made any alterations to the product, you will be held liable.

Legal Action

Defending your business against allegations can take a toll on your finances. Court fees, costs of proceedings, expenses and legal charges may cost your business tens of thousands of Pounds.

Investigations by Regulators

The vape industry is growing in the UK but so is industry-wide regulation. Investigations and fines are becoming more prevalent.

Customer-initiated Lawsuits

You will be held liable for any harm or injuries caused by an unsafe product. Your customers have the liberty to sue you or prosecute you.

With a vape manufacturer insurance, you can cover yourself against prosecutions and related legal costs.

Affordable Risk Mitigation

One of the advantages of vape insurance with IC Insurance Solutions is that you will get comprehensive coverage at very competitive premiums.


The introduction of TPD has necessitated compliance with stringent industry and safety standards for e-liquid businesses.

IC Insurance Solutions has partnered with competent compliance firms to handle this for you. Our partner firms will appoint a seasoned Account Manager who can navigate your business through pending TPD or FDA costs in an effective manner.

Vape Wholesalers Insurance

Currently, the United Kingdom is the third biggest vape market in the world. Between 2012 and 2017, the number of vape users in the UK increased by over 314% from 700,000 to 2.9 million.

Vape businesses are flourishing in the UK and around the globe, however, the risks and regulations associated with this trade are also increasing.

At IC Insurance Solutions, we fully understand the risks and challenges you face as a vape wholesaler. We are also aware of how difficult it can be for vape sellers to find a comprehensive and economic insurance package that offers the right coverage for their business. That is why we partnered with the best insurers in the industry to bring you tailor-made vape insurance packages that fit your needs and offer comprehensive protection to your wholesale business.

What is Vape Manufacturer Insurance?

Vape wholesale insurance provides comprehensive cover to those involved in the wholesale or distribution of e-cigarettes, vapes, e-liquid, and related products. A comprehensive vape wholesale insurance package can protect your business against any eventuality or unforeseen threat by insuring your business assets, merchandise, and core activities.

Why You Need Vape Wholesale Insurance?

Stability is great for a business, but some external factors are beyond your control. It is always a proactive approach to consider the risks your business faces and prepare contingency plans accordingly. E-cigarette insurance can help protect your wholesale business against uncertainties.

Here is why going for vape insurance is a great idea:

Cover your imports from China and the Far East

If you are importing liquids, hardware or accessories (including batteries and chargers) from China or the Far East, you would require a special cover against faulty products that may be dangerous or cause harm. Vape wholesale insurance can protect you against the injuries and harm caused by faulty imported stock.

Bespoke Products Liability

Vape wholesale insurance by IC Insurance will include bespoke product liability cover, comprehensively covering you against issues arising from hardware, batteries, accessories and other related merchandise.

Affordable Risk Mitigation

The vape industry is growing in the UK but so is industry-wide regulation. Investigations and fines are becoming more prevalent.

Goods in Transit

Commercial vehicle and Goods in transit insurance provide cover when you transport stock. This cover extends to goods that get stolen whilst in transit and accidental damage of merchandise. Goods in Transit also covers goods that are damaged during the packaging process.

Risk Management

One of the advantages of vape insurance with IC Insurance Solutions is that you will get comprehensive coverage at very competitive premiums.

What is Covered by Vape Wholesaler Insurance?

At IC Insurance Solutions, we offer:

Employer’s Liability

It is compulsory to obtain employer’s liability insurance in the UK if your business employs anyone. An employer’s liability insurance protects you against compensation claims by employees who are injured in the course of working for your enterprise.

Business Interruption Cover

Business interruption insurance secures you against loss of income resulting from unforeseeable circumstances such as natural disasters.

US Export Cover

US export cover is an insurance policy that covers your vape business if a US-based importer or buyer does not pay for the merchandise you exported.

Import Cover for Goods from China and the Far East Asia

Our import cover is an insurance cover specifically designed for the e-cigarette industry. An import cover, particularly one obtained for merchandise imported from China or the Far East would protect your business against injuries caused by faulty products, hardware or accessories.

Full Public and Products Liability Insurance

Unlike other insurers, we believe that product liability insurance and public liability insurance goes hand in hand – even for vape businesses. That is why our insurance packages cover both categories.

Public liability insurance will protect you from any financial claims for injury or damage to third parties caused by the operations of your business. A product liability insurance is more specific; it would secure your e-vape wholesale business against claims of injury or damage caused by products you sell or supply.


Building insurance would compensate you in case your business premise is damaged or destroyed. You will be offered an amount based on the cost of rebuilding or repairing your business premises.

Shop Glass and Shop Front Cover

We understand how important your warehouse and outlets are to your business. That is why we offer shop glass and shop front cover.

Cover for Legal Expenses

Legal expenses insurance provides coverage against the cost of legal advice and court action. It typically covers lawyer fees, cost of proceedings and compensation you may have to pay as a result of claims that are upheld

Frequently Asked Questions about Vape Business Insurance?

Yes, obtaining insurance is imperative for anyone involved in the sale of vaping products, regardless of whether you operate as a vape manufacturer, wholesaler, or retailer.

Having comprehensive insurance coverage like the policies we provide here at IC Insurance Solutions financially safeguards your business against potential liabilities arising from product defects, injuries, property damage, or legal claims. Without adequate insurance, your business is exposed to considerable financial risk and legal consequences in the event of unforeseen incidents.

Yes, as of the latest regulatory standards governing the sale of vaping products in the UK, a licence is mandatory for selling disposable vapes. Additionally, The Tobacco and Vapes Bill 2024 has amended existing regulations with stronger actions that must be followed for compliance. For example, this includes updating the current age of sale notices with the updated age restriction. It is advisable to consult with relevant regulatory authorities or legal professionals to ensure full compliance with licensing obligations.

Insurance brokers for vape manufacturers should consider a range of insurance policies tailored to their specific needs. These often include product liability insurance to protect against claims arising from product defects and product recall insurance to cover the costs associated with recalling faulty products. Separate from the manufactured vapes themselves, manufacturer's insurance will safeguard your facility and equipment against damage or loss that could happen during daily operations. Additionally, manufacturers may also benefit from business interruption insurance to mitigate financial losses resulting from unexpected disruptions to operations.

Vape wholesalers should prioritise insurance coverage that addresses the unique risks associated with their business activities. For example, employers' liability insurance covers injuries or property damage that occur on business premises or during delivery, and stock insurance safeguards against losses resulting from theft, damage, or spoilage of inventory. Additionally, if your wholesale business is open to the public, then public liability insurance will effectively protect you from any potential claims from slips and falls or other accidents involving the public.

Vape retail stores should consider essential insurance options to protect their business interests and assets. These will include the employers, public, and product liabilities to financially protect your customer-facing business from any claims internally, externally or related to the products for sale.
Additionally, contents insurance is used to protect store inventory, fixtures, and equipment against damage, theft, or loss, whilst business interruption insurance offsets financial losses incurred due to unforeseen disruptions such as fire, flood, or burglary.

Yes, online vape retailers should ensure they have appropriate insurance coverage that addresses the unique risks associated with conducting business online. This should include cyber liability insurance to protect against data breaches, online payment fraud, and other cyber threats, as well as transit insurance to cover goods in transit to customers.

We recommend discussing your business needs with our insurance brokers in Bolton to tailor the coverage to the specific needs of your specific online retail operations.

Yes, public liability insurance is essential for vape businesses participating in events or exhibitions where they interact with the public. This type of insurance provides coverage for legal liabilities arising from third-party bodily injury or property damage occurring at the event venue.
Vape businesses attending an outdoor event should consult with their insurance provider to ensure their liability insurance extends to cover their activities at events and exhibitions to mitigate potential risks and liabilities.

Yes, vape businesses selling e-liquids containing nicotine must comply with additional regulatory requirements and may need specialised insurance coverage.

In the UK, the sale of nicotine-containing e-liquids is subject to strict regulations under the Tobacco and Related Products Regulations 2016, which has since been amended with The Tobacco and Vapes Bill 2024. Additionally, insurers may require specific product coverage tailored to the risks associated with nicotine-containing e-liquids, considering factors such as toxicity, ingestion, and accidental exposure.

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About IC Insurance 

Solutions IC Insurance Solutions is a vibrant and enthusiastic insurance intermediary with a passionate team comprising of experienced insurance experts and seasoned brokers. We know the market inside out and our strong partnership with insurance providers enables us to provide comprehensive coverage to you at a competitive price. If you have got any questions or you want to obtain a free quotation, get in touch with our specialist advisors, right away. Contact our office on +441204 565600 or email us on
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years of expertise

Putting the customer first is at the heart of everything we do here at IC Insurance Solutions

Using our expertise and market awareness we are commited to solving our clients insurance needs by helping them to quantify and manage the risks to their business in the most effective way. Helping clients navigate the insurance market to find the right policy to protect their business at a competitve premium.
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We are proud to announce that we have been awarded the winning position of commercial lines broker at the UK National Insurance Awards 2023.

The National Insurance Awards is widely considered to be one of the most prestigious events in the insurance industry, and this achievement is a testament to the hard work and dedication of everyone here at IC Insurance.
We are a team of experienced insurance
brokers working together with our customers to understand and fulfil their insurance needs.
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