High Risk Liability

Contractor Insurance

As insurance brokers, IC Insurance does all the hard work for you, so let us take care of your insurance needs.You don’t have to worry about anything – we’ll search all companies to find the best quote and provide you with affordable insurance cover on our vast portfolio of products. Our process is also quick and straightforward and offers you handpicked insurance policies you can trust. To request a quote, send us your details and we’ll come back to you within 24 hours on business days.
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Comprehensive and Flexible Contractor Insurance

Because of the countless risks associated with running a construction business, it is crucial to take initiative and insure your company against all possible eventualities.

Whether you own a large construction company, or you work with a small team, IC brokers have a deep understanding of the specific challenges and risks you face as a contractor.

That is why we offer comprehensive and flexible uk contractor insurance packages at IC Insurance Solutions. Our bespoke packages are tailored to protect your business, should the unexpected happen.

What Are The Risks for Contractors?

Here are some of the common risks associated with the contracting business:

Accidents and Injuries

It’s easier and less time-consuming to track a single policy for all your vehicles. With a single fleet insurance policy, you only have one renewal date to worry about.

Structural Damage

Fleet insurance policies are remarkably easier to manage. That means you can easily add or remove vehicles from your policy.

Faulty Advice

It’s considerably cheaper to cover all your commercial vehicles under one policy instead of individually insuring them.

What is Insurance For Contractors?

Contractor insurance consists of a combination of covers that protect your contracting business in the event of an accident or an injury.

Claims filed in the aftermath of a mishap can result in a heavy financial loss for a business. Contractor insurance packages serve as a tool of risk management in such scenarios and provide a financial cushion to contractors by covering their key exposures.

Having the right contractor insurance package reflects positively on your business. Clients are more likely to trust you if you have a cover in place because it serves as a clear indication that you care about their premise and property.

At IC Insurance Solutions, we know no two contracting businesses are the same. That is why, instead of bringing you standard insurance packages, we collaborate with our partner insurers to design insurance policies on a case-by-case basis.

What Does Our Contractor Insurance Cover?

Our key covers include:

Contractors All Risk Insurance

Contractors All Risk (CAR) insurance, otherwise known as contract works insurance, is a special form of insurance that offers cover to projects that are in progress. CAR insurance provides comprehensive coverage for property damage as well as third party injury or damage claims.

Public Liability

Public liability covers financially protects you against accidental damage to property. Public liability also covers you against third party injury claims.

Employer’s Liability

Employer’s liability insurance can cover claims if any of your employees is injured while at work. In the UK, taking out employers’ liability is compulsory if you have one or more individuals working or volunteering for your business.

Professional Indemnity Insurance

Professional contractor indemnity insurance is essential if your operations and activities involve dispensing professional advice to your clients. Professional indemnity insurance covers you against claims for loss or damage as a result of faulty advice provided by you.

Hired in Plant

Every year, plant equipment worth an average of £70 million is stolen in the UK. Hired in plant insurance covers any plant equipment you may have leased against theft or damage by compensating you for repairs or replacements.

Own Plant

Own plant insurance policy covers your equipment and plant against loss or damage on an all-risk basis.

Types of Contractors We Cover:

At IC Insurance, we have extensive experience in providing business insurance solutions to a wide range of contractors, including:




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About IC Insurance Solutions

IC Insurance Solutions is a vibrant and enthusiastic insurance intermediary with a passionate team comprising of experienced insurance experts and seasoned brokers. We know the market inside out and our strong partnership with insurance providers enables us to provide comprehensive coverage to you at a competitive price. If you have got any questions or you want to obtain a free quotation, get in touch with our specialist advisors, right away. Contact our office on +441204 565600 or email us on info@icinsurance.co.uk.
To request a quote, send us your details and we’ll come back to you within 24 hours on business days.
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years of expertise

Putting the customer first is at the heart of everything we do here at IC Insurance Solutions

Using our expertise and market awareness we are commited to solving our clients insurance needs by helping them to quantify and manage the risks to their business in the most effective way. Helping clients navigate the insurance market to find the right policy to protect their business at a competitve premium.
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We are proud to announce that we have been awarded the winning position of commercial lines broker at the UK National Insurance Awards 2023.

The National Insurance Awards is widely considered to be one of the most prestigious events in the insurance industry, and this achievement is a testament to the hard work and dedication of everyone here at IC Insurance.
We are a team of experienced insurance
brokers working together with our customers to understand and fulfil their insurance needs.
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