What does the Contractor Insurance Cover?
Our key covers include:
Contractors All Risk Insurance
Contractors All Risk (CAR) insurance, otherwise known as contract works insurance, is a special form of insurance that offers cover to projects that are in progress. CAR insurance provides comprehensive coverage for property damage as well as third party injury or damage claims.
Public liability covers financially protects you against accidental damage to property. Public liability also covers you against third party injury claims.
Employer’s liability insurance can cover claims if any of your employees is injured while at work. In the UK, taking out employers’ liability is compulsory if you have one or more individuals working or volunteering for your business.
Professional Indemnity Insurance
Professional contractor indemnity insurance is essential if your operations and activities involve dispensing professional advice to your clients. Professional indemnity insurance covers you against claims for loss or damage as a result of faulty advice provided by you.
Hired in Plant
Every year, plant equipment worth an average of £70 million is stolen in the UK. Hired in plant insurance covers any plant equipment you may have leased against theft or damage by compensating you for repairs or replacements.
Own plant insurance policy covers your equipment and plant against loss or damage on an all-risk basis.