At IC our team works with several hospices with a diverse range of clients and understand the activities wider of the retail, clinical and fundraising challenges. These bring their own set of requirements, our specialists team adapt a pragmatic and proactive approach and will endeavour to bring you peace of mind, ensuring the livelihoods of you and your employees and the critical care of your service users are protected.
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Palliative care, which is often referred to as end-of-life care, is a specialist type of care for people nearing the end of their life. It offers personalised support and care to help make the end of life as comfortable as possible. Palliative care is usually more hands-on than residential care, hospice residents receive round-the-clock care in a calm environment. We understand it is important that they have the best possible quality of life throughout their stay in your hospice.
With the right insurance in place, our resolute team can confidently provide not only the legal obligation insurance requirements but also wider protection, giving you peace of mind allowing you to do what you do best.
Each hospice is unique, and the palliative care required is also customised for each person, so your insurance coverages must also be unique. IC Insurance Solutions supplies effective insurance packages for hospice.
What is Covered Under Hospice and Palliative Insurance?
Our insurance covers include the following:
The physical building your hospice occupies will be protected with property damage liability coverage, an element of a more well-known choice, public liability insurance. This package would compensate your hospice for rebuilding, repair and renovation costs after an insured event affected your property.
Employers Liability Insurance
UK Businesses are required to have employers’ liability insurance when employing staff. This compulsory coverage financially protects your business from legal expenses related to claims and any required compensation related to injury or illness.
When caring for people in a medical capacity, medical indemnity insurance is essential to cover unforeseen legal expenses involving malpractice, neglect or abuse claims.
This effective treatment liability will help protect your carers as they provide essential care to your hospice residents.
Public Liability Insurance
The residents, family visitors, suppliers, consultants, and any members of the public not employed at your hospice will be covered by this beneficial insurance.
Public liability assists with financial claims related to compensation, medical expense and any legal costs associated with an accident, injury and property damage claims.
Residents Possessions Insurance
With your patients living in your hospice, it is vital to protect their possessions as much as themselves. With practical contents insurance, you can cover the personal effects of your residents from damage or theft.
General Contents Coverage
The essential equipment you need to run your hospice will be insured against theft or damage. Your facility's appliances, medical equipment, furniture and electronics are covered under general contents coverage.
You and any other staff managing your hospice care will be financially covered against previously defined risks when running a hospice that provides palliative care.
Cyber Security Insurance
The large volume of personal data on residents and family members hospices retain makes them a target for data fraud. Cyber liability insurance will financially protect your business from the legal costs of any claims made against you if a hacker accesses your confidential data.
Frequently Asked Questions About Insurance for Care Homes
Do I Need Hospice or Palliative Insurance?
Yes, if you a registered facility then you will regulatory requirements to satisfy both to the local health authorities but also to governing bodies like the Care Quality Commission and their counterparts in Wales and Scotland.
We tailor our hospice insurance packages to include sufficient protections for you and your staff against potential claims. This is achieved through separate coverages, such as medical malpractice and employers’ liability insurance.
Is Professional Indemnity Included?
Yes, we address the fluid nature of hospice palliative care and provide professional indemnity coverage. Many hospices need visiting medical professionals to assist with temporary care needs, and we make sure you are covered against any claims related to these actions.
Are Fundraising Events at The Hospice Insured?
Yes, most would be insured as part of our tailored packages however we would discuss these initially.
Would I Have A Dedicated Account Manager?
Yes, we believe consistency in relationships is key, one individual to support you no matter what the issue, out customer are the heart of everything we do.
What Can We Do for You?
We bring you a resolute care team of not only insurance specialists but a team that really understands the industry which allows them to find solutions wider of just your insurance requirements.
Tailored Insurance Solutions
Business Planning Support
Dedicated Point of Contact
Risk Management Expertise
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About IC Insurance
Our passionate team consists of experienced insurance experts and seasoned brokers who know everything there is to know about care home insurance. IC Insurance has also developed strong partnerships with insurance providers, which allow us to give you comprehensive coverage at a competitive price. If you have any questions or want a free quotation, contact our specialist advisors on +441204565600 or email us on email@example.com.
To request a quote, send us your details and we’ll come back to you within 24 hours on business days.