Skip links

Truck and HGV

Truck & HGV Fleet Insurance

Whether you drive a truck, a lorry or another heavy goods vehicle, it is essential to ensure that you have the right cover to protect you in case anything unexpected happens while you are on the road.

At IC Insurance Solutions, we understand how laborious and time-consuming it can be to find the right truck insurance package for your truck or HGV fleet. That’s why our expert brokers do everything to make the process simple, direct and straightforward for you.

We collaborate with a panel of reliable insurers to deliver you custom and flexible truck & haulage fleet insurance packages that cater to the specific insurance requirements of your business and offer comprehensive coverage.

Whether you are a self-employed owner-operator or a company operating a haulage fleet, you can get in touch with one of our experts to obtain a bespoke truck insurance quote.

Request a Quote

Truck insurance, also known as haulage fleet insurance or HGV insurance, is a special type of commercial auto insurance policy for individuals and businesses that use HGVs, LGVs, trucks, lorries and other such vehicles.

Truck insurance packages generally consist of a combination of covers that address a wide range of trucking risks and liabilities such as theft, damage to and road accidents. Having a haulage fleet insurance policy in place means that you are protected against all such risks that arise during your business hours.

At IC Insurance Solutions, we specialise in creating insurance solutions that offer you optimal value and flexibility. Whether you are driving a single vehicle or have an HGV fleet, whether you drive a small lorry (3.5 t) or a huge truck (up to 200 t GVW), you can find the right commercial truck insurance package with us.

What Does Truck Insurance Cover?

Our key covers include:

European Cover

A comprehensive insurance policy that covers vehicles and goods you transport to Europe.

Refrigerated Trucks

A special policy that covers the cost of spoiled cargo and repairs in the event there is a refrigerator malfunction or breakdown.

Carriage of Hazardous Goods

A targeted policy that covers risks involved in transporting hazardous materials including liquids.

Trailer Cover Attached or Detached

A policy that covers the cost of rebuilding your trailer if it gets damaged, regardless of whether it is detached from or attached to your HGV.

Goods in Transit Cover

Goods in transit cover protects cargo and merchandise you are transporting against theft, loss or damage.

Public & Employers Liability

Public liability insurance covers any injury or property loss claims filed by members of the public. Employers liability insurance is compulsory if you employ anyone in the UK. It protects you against accident, injury or property loss claims filed by your staff and ex-employees.

Breakdown Cover

A policy that covers the cost of haulage and repairs in case your vehicle breaks down unexpectedly.

Legal Cover

A cover that financially compensates you for any legal expense (including lawyer fees and court penalties) incurred in settling or defending a claim.

Uninsured Loss Cover

In case there is an accident, uninsured loss cover compensates you for any out-of-pocket expenses that are not covered by your insurance policy.

About IC Insurance Solutions

IC Insurance Solutions is a vibrant and enthusiastic insurance intermediary with a passionate team comprising of experienced insurance experts and seasoned brokers. We know the market inside out and our strong partnership with insurance providers enables us to provide comprehensive coverage to you at a competitive price.

If you have got any questions or you want to obtain a free truck insurance quote, get in touch with our specialist advisors, right away. Contact our office on  +441204540897 or email us on info@icinsurance.co.uk.

Request a Truck & HGV Insurance Quote

As insurance brokers, IC Insurance does all the hard work for you, so let us take care of your insurance needs.

You don’t have to worry about anything – we’ll search all companies to find the best quote and provide you with affordable insurance cover on our vast portfolio of products. Our process is also quick and straightforward and offers you handpicked insurance policies you can trust.

To request a quote, send us your details and we’ll come back to you within 24 hours on business days. If you don’t have time to wait, you can always call us on 01204 540897 during office hours

This form collects your name, email & phone number so that we can communicate with you and provide assistance. Please check our Privacy Policy to see what we'll do with your information.