Structural Warranty

Structural Warranty

As insurance brokers, IC Insurance does all the hard work for you, so let us take care of your insurance needs.You don’t have to worry about anything – we’ll search all companies to find the best quote and provide you with affordable insurance cover on our vast portfolio of products. Our process is also quick and straightforward and offers you handpicked insurance policies you can trust.
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Structural Warranty Insurance
Protects Owners

Structural warranty insurance protects owners of new commercial or industrial properties against damage caused by defects in design, workmanship or materials. This insurance policy refers to defects not discovered before the cover starts.

At IC Insurance, we can help you find the right cover for you at the best prices. This will not only give you peace of mind but will ensure you’re protected against latent defects and all costs associated with complete or partial rebuilding and work correction.

Do I Need Structural Warranty Insurance? 

Many lenders will require a warranty in order to lend you money, so this policy may be a necessity. If you have to sell the property in the next 10 to 12 years, for example, the prospective purchaser’s lender will probably need a structural warranty on the property before the process goes ahead.

This cover includes:

Damage caused by structural defects and ingress of water
Remedial work to prevent threat of collapse
Costs of dismantling, moving, storing and re-erecting property costs
Professional fees

We can provide you cover for up to 12 years as well.

What Do You Get with IC Insurance Structural Warranty?

Because we’ve built strong relationships with companies over the years, we can search all companies to find the best cover for you. You also get:

Competitive premiums
Fast and simple process
Access to many different providers
Exclusive markets
A specialist, dedicated support team
Excellent customer service
Limited insurance market offering this product

You also get performance bonds. A performance bond is very commonly used in the construction industry as a way to insure a client against the risk of a contractor failing to complete their contract – or failing to perform to the agreed terms.

We can provide performance bonds that offer the employer between 10% and 20% of a contract value.

Other bonds available include:

Advanced/ stage payment bond
Duty deferment/ custom bonds
Road and sewer bond
Reinstatement bond
Rent bonds
Bid bonds
Maintenance bonds
Retention bonds
Construction guarantee bonds

Our policies are designed to cover the cost of complete or partial rebuilding or rectifying work. This is in relation to a property that was affected by major damage due to a defect in the design, workmanship or materials.

You can also get cover for the cost of making good any defect in the design, workmanship or materials in the drainage system.

In addition, this product can help with the necessary and reasonable costs of repairing, replacing or correcting any part of the waterproof envelope due to water damage.

This water damage has to be caused by a defect in the design, workmanship or materials.

Request a Structural Warranty Quote

About IC Insurance Solutions 

At IC Insurance, you have access to many different providers, allowing you to find the best cover for your specific needs. We also offer competitive prices to all our clients. Our insurance experts have a great deal of knowledge of the construction industry and will be able to answer any questions you may have. So, get in touch with us today on on +441204 565600 or email us on
To request a quote, send us your details and we’ll come back to you within 24 hours on business days.
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years of expertise

Putting the customer first is at the heart of everything we do here at IC Insurance Solutions

Using our expertise and market awareness we are commited to solving our clients insurance needs by helping them to quantify and manage the risks to their business in the most effective way. Helping clients navigate the insurance market to find the right policy to protect their business at a competitve premium.
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We are proud to announce that we have been awarded the winning position of commercial lines broker at the UK National Insurance Awards 2023.

The National Insurance Awards is widely considered to be one of the most prestigious events in the insurance industry, and this achievement is a testament to the hard work and dedication of everyone here at IC Insurance.
We are a team of experienced insurance
brokers working together with our customers to understand and fulfil their insurance needs.
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