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Wholesale Insurance

As insurance brokers, IC Insurance does all the hard work for you, so let us take care of your insurance needs.You don’t have to worry about anything – we’ll search all companies to find the best quote and provide you with affordable insurance cover on our vast portfolio of products.

Our process is also quick and straightforward and offers you handpicked insurance policies you can trust.

To request a quote, send us your details and we’ll come back to you within 24 hours on business days.

If you don’t have time to wait, you can always call us on 01204 565600 during office hours.

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    Bespoke Packages from Wholesale Insurance Brokers

    At IC Insurance, we understand that wholesale businesses vary in terms of their size, operations and the level of risk they face on a daily basis. That is why we create bespoke wholesale insurance packages that are tailored by insurance experts to fit the needs and coverage requirements of your wholesale business.

    Wholesale insurance packages by IC brokers can help you to manage your risks and financially safeguard your wholesale business against a wide spectrum of threats, including lawsuits and property loss.

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    A worker pushing a wholesale trolley in a vape warehouse

    What is Wholesale Insurance?

    Wholesale insurance is designed to protect businesses that distribute products and merchandise against a range of wholesaler liability issues, such as injury claims, product-related lawsuits, robbery and disruptive events.

    The wholesale industry is vast and diverse. It incorporates many trades and skillsets. That is why standard wholesale insurance packages often fall short of providing adequate coverage.

    We work differently at IC Insurance. Our specialist wholesale insurance brokers collaborate with a panel of top insurers to create bespoke wholesale insurance plans that comprehensively cater to the coverage requirements of your wholesale establishment.

    What Does Wholesale Insurance Cover?

    Our key covers include:


    Covers the cost of repairing or rebuilding your commercial property if it becomes damaged or is destroyed by an insured event.

    Business Interruption

    Business interruption policy financially covers your wholesale business against loss of income caused by an insured event. If such an event arises, business interruption insurance keeps your company afloat by paying for outgoing expenses like salaries, mortgage and wages.


    A form of business insurance that can compensate for the possessions and equipment in your premises.

    Directors and Officers

    A type of liability coverage that protects the directors and officers of your wholesale business against costs associated with third-party claims and lawsuits.

    Employers’ Liability

    An essential cover that is legally compulsory in the UK for businesses that hire staff. Employers’ liability cover can protect your business from injury or property loss claims filed by employees.

    Plant and Machinery

    A cover that pays for the cost of replacements or repair in case your plant or machinery, such as packaging equipment, breaks down.

    Products’ Liability

    A specialised cover that protects your wholesale business by paying for legal costs in the event someone files an injury or property loss claim because of a distributed product.

    Public Liability

    Covers wholesalers against property loss or injury claims filed by members of the public. Public liability insurance covers legal expenses like lawyer fees and settlement costs.


    Covers the cost of your stock in case it is stolen, damaged or destroyed by an insured event.

    Types of Wholesale Businesses We Cover

    We provide customised coverage to a wide range of wholesale establishments including:

    • Builders merchants
    • Clothing wholesalers
    • Electrical wholesalers
    • Food & drink wholesalers
    • Furniture wholesalers
    • Giftware/fancy goods
    • Hardware wholesalers
    • Machinery & equipment
    • Timber product suppliers

    Request a Wholesale Insurance Quote

    About IC Insurance

    Looking for wholesale coverage? We provide a vast range of products at IC Insurance designed to help you protect your wholesale business against any eventuality. Our team of insurance experts search all companies to find the best cover for your needs, and our strong partnerships with insurance providers mean that we can offer comprehensive policies at competitive prices.

    Just contact us on +441204565600 or email us on if you have any questions or if you want to obtain a free quotation.

      This form collects your name, renewal date & phone number so that we can communicate with you and provide assistance. Please check our Privacy Policy to see what we'll do with your information.