Care home insurance consists of a combination of covers designed to offer protection to registered and recognised UK-based charities that provide care for the elderly, for children, for disabled individuals and for people with mental health problems, such as dementia.
Regular business insurance is not adequate for residential homes because they are specialised institutions offering care-related services.
If you are running a care home in the UK without a comprehensive policy in place, you are putting your primary clientele, employees, and business in a vulnerable position. It is also a statutory requirement to have adequate insurance in place as part of the CQC requirements in England and the CIW requirements in Wales.
As dedicated care home insurance brokers, IC Insurance can help by identifying the risks your care home faces and then collaborating with partner insurers to create a bespoke insurance plan that mitigates your risks and offers reinforced protection to your business.
At IC Insurance we understand that with insurance no one appreciates how good their policy is until they make a claim. That is why our claims experts have one objective which is to get the claim resolved as quickly as possible so our clients and their residents face the least disruption in what can be a challenging time. Request a quote
to speak to us more about our care home insurance packages.