Whether you drive a truck, a lorry or another heavy goods vehicle, it is essential to ensure that you have the right cover to protect you in case anything unexpected happens while you are on the road.
At IC Insurance Solutions, we understand how laborious and time-consuming it can be to find the right truck insurance package for your truck or HGV fleet. That’s why our expert brokers do everything to make the process simple, direct and straightforward for you.
We collaborate with a panel of reliable insurers to deliver you custom and flexible truck & haulage fleet insurance packages that cater to the specific insurance requirements of your business and offer comprehensive coverage.
Whether you are a self-employed owner-operator or a company operating a haulage fleet, you can get in touch with one of our experts to obtain a bespoke truck insurance quote.
What is Truck Insurance?
Truck insurance, also known as haulage fleet insurance or HGV insurance, is a special type of commercial auto insurance policy for individuals and businesses that use HGVs, LGVs, trucks, lorries and other such vehicles.
Truck insurance packages generally consist of a combination of covers that address a wide range of trucking risks and liabilities such as theft, damage to and road accidents. Having a haulage fleet insurance policy in place means that you are protected against all such risks that arise during your business hours.
At IC Insurance Solutions, we specialise in creating insurance solutions that offer you optimal value and flexibility. Whether you are driving a single vehicle or have an HGV fleet, whether you drive a small lorry (3.5 t) or a huge truck (up to 200 t GVW), you can find the right commercial truck insurance package with us.
What Does Truck Insurance Cover?
Our key covers include:
A comprehensive insurance policy that covers vehicles and goods you transport to Europe.
A special policy that covers the cost of spoiled cargo and repairs in the event there is a refrigerator malfunction or breakdown.
Carriage of Hazardous Goods
A targeted policy that covers risks involved in transporting hazardous materials including liquids.
Trailer Cover Attached or Detached
A policy that covers the cost of rebuilding your trailer if it gets damaged, regardless of whether it is detached from or attached to your HGV.
Goods in Transit Cover
Goods in transit cover protects cargo and merchandise you are transporting against theft, loss or damage.
Public & Employers Liability
Public liability insurance covers any injury or property loss claims filed by members of the public. Employers liability insurance is compulsory if you employ anyone in the UK. It protects you against accident, injury or property loss claims filed by your staff and ex-employees.
A policy that covers the cost of haulage and repairs in case your vehicle breaks down unexpectedly.
A cover that financially compensates you for any legal expense (including lawyer fees and court penalties) incurred in settling or defending a claim.
Uninsured Loss Cover
In case there is an accident, uninsured loss cover compensates you for any out-of-pocket expenses that are not covered by your insurance policy.
About IC Insurance Solutions
IC Insurance Solutions is a vibrant and enthusiastic insurance intermediary with a passionate team comprising of experienced insurance experts and seasoned brokers. We know the market inside out and our strong partnership with insurance providers enables us to provide comprehensive coverage to you at a competitive price.
If you have got any questions or you want to obtain a free truck insurance quote, get in touch with our specialist advisors, right away. Contact our office on +441204540897 or email us on email@example.com.