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Holiday Home Insurance

Holiday Home Insurance

As insurance brokers, IC Insurance does all the hard work for you, so let us take care of your insurance needs.You don’t have to worry about anything – we’ll search all companies to find the best quote and provide you with affordable insurance cover on our vast portfolio of products.

Our process is also quick and straightforward and offers you handpicked insurance policies you can trust.

To request a quote, send us your details and we’ll come back to you within 24 hours on business days.

If you don’t have time to wait, you can always call us on 01204 565600 during office hours.

    This form collects your name, renewal date & phone number so that we can communicate with you and provide assistance. Please check our Privacy Policy to see what we'll do with your information.

    Protect Your Holiday Home

    Protect your holiday retreat – and its contents – with our holiday home insurance policies.
    With IC Insurance, you can get cover whether your property is:

    • Used for personal use
    • Let out on a short-term basis (to holidaymakers)
    • Used as a second home

    So, we can help you protect your property no matter whether you’re renting it out as an Airbnb or whether your family is living there, for instance. And, if your property is considered a second home, we can provide you with cover even if it will be unoccupied for a long time (if you live or work far away).

    IC Insurance can arrange cover for homes that are both in and outside the UK, so get in touch if you’d like to learn more about our holiday home insurance services.

    Request a Quote

    Do I need Holiday Home Insurance?

    Whether your property is a second home, used for personal use or let out, having insurance in place can help to protect it in case the unexpected happens.

    Peace of mind is also important and, by choosing holiday home insurance, you can relax knowing that, even if something happens, both your buildings and its contents are insured.

    Finding the right cover for your needs can be time-consuming, so why not let us do all the hard work? As insurance brokers in Bolton, we have a great relationship with a range of companies, so we can search them to get you the best quote at the best prices.

    This includes:

    • Storm damage
    • Flooding
    • Subsidence
    • Fire
    • Theft
    • Escape of water/oil
    • Malicious damage
    • Accidental damage
    • Loss of rent

    What Does Holiday Home Insurance Cover?

    Our key covers include:

    Malicious damage caused by tenants

    If your property was damaged or trashed by a tenant, the cost of repairing or replacing things like furniture and fittings can be covered by this policy.

    Full accidental damage cover to buildings

    This will protect you against accidental damage, whether it’s done by you or a visitor to your home. For example, if someone breaks a window, you won’t be out of pocket trying to repair or replace it yourself.

    Holiday home contents insurance

    This covers the contents of your property in case of loss, damage and theft, so it can also give you peace of mind.

    Legal expenses

    This will cover legal costs associated with property disputes.

    Trace and access cover

    Part of most home insurance policies, this will cover the costs for detecting and uncovering leaky pipes in the property.

    Loss of rent

    If you’re renting out your property and something like a fire or flood happens, your livelihood can be at risk. This policy will help by covering loss of rental income.

    Holiday home owners’ liability cover

    This covers the owner of a property for any legal costs associated with injury to third parties or their property.

    Request a Holiday Home Insurance Quote

    About IC Insurance

    Our insurance experts and brokers will help you find the best cover for your specific needs at competitive prices. We know the property market inside out and have developed strong partnerships with insurance providers over the years.

    For more information about our holiday home insurance or any other products we offer, contact us on +441204565600 or email us on

      This form collects your name, renewal date & phone number so that we can communicate with you and provide assistance. Please check our Privacy Policy to see what we'll do with your information.