If your business requires many vehicles to run day-to-day operations, you need to take steps to protect your fleet from liabilities that arise daily.
Taking out a comprehensive fleet insurance policy is a step in the right direction. Fleet insurance can protect all your commercial vehicles and cover them under a single policy.
Whether you run a food delivery service, a car rental company, a cab service or a construction company, we can help you find the best insurance package for your fleet, regardless of its size.
We collaborate with a panel of partner insurers to create bespoke insurance packages that fit the unique needs and requirements of your business.
What is a Fleet Insurance Policy?
Fleet insurance is a form of commercial automobile insurance that covers liability risks for all your commercial vehicles. Fleet insurance is preferred by most business owners because, unlike other types of auto insurance packages, it can cover a large group of vehicles (anywhere between 2 to 500) under one convenient policy.
Fleet insurance is considered a staple cover for most businesses that use multiple vehicles because it mitigates the risks associated with owning and driving automobiles. For instance, if you run a taxi service and there is a road accident involving one of your employees or taxis, a taxi fleet insurance policy would pay out compensation and financially protect your assets (vehicles) and business.
Advantages of Fleet Insurance
Having a single insurance policy for all your vehicles has multiple benefits. Here are some of the advantages of fleet insurance:
It’s easier and less time-consuming to track a single policy for all your vehicles. With a single fleet insurance policy, you only have one renewal date to worry about.
Easy to Manage
Fleet insurance policies are remarkably easier to manage. That means you can easily add or remove vehicles from your policy.
It’s considerably cheaper to cover all your commercial vehicles under one policy instead of individually insuring them.
You do not need to separately insure all your drivers. Fleet insurance packages by IC Insurance cover anyone you permit to drive your vehicles.
Is Fleet Insurance Cheaper?
Yes! If your business has multiple vehicles, taking out a single fleet insurance policy would cost significantly lesser insuring each vehicle individually.
What is Considered a Fleet Vehicle?
Any type of vehicle your business owns or leases can be considered a fleet vehicle. Examples include cars, vans, minibusses, HGVs and trucks.
At IC Insurance Solutions, we offer specialised insurance packages for all types of fleet vehicles. We offer:
Taxi Fleet Insurance:
Cheap taxi insurance policies for a fleet of taxis
Commercial Van Insurance:
Expert-crafted policies designed for a fleet of commercial vans and minibusses
Truck & Haulage Fleet Insurance:
For trucks and HGVs, your business owns or leases out
Perfect coverage option for mixed fleets
How Many Vehicles Do You Need to Get Fleet Insurance?
You require a minimum of three commercial vehicles to qualify for a fleet insurance policy.
About IC Insurance Solutions
IC Insurance Solutions is a vibrant and enthusiastic insurance intermediary with a passionate team comprising of experienced insurance experts and seasoned brokers. We know the market inside out and our strong partnership with insurance providers enables us to provide comprehensive coverage to you at a competitive price.