Having a proper insurance package in place is essential for tradesmen. That’s because a tradesman’s job is fraught with perils and liabilities. From injury claims filed by clients to everyday hazards such as sharp tools and heavy machinery, the list of risks most tradesmen must deal with is long and unending.Taking out a comprehensive tradesman insurance policy is one way you can manage your risk and secure your business. Whether you are a self-employed tradesman, or you have a team, we can help you pick the right coverage options for your setup.
At IC Insurance Solutions, we believe that no two tradesmen have the same insurance needs and standard insurance packages fail at providing adequate coverage. That’s why we create bespoke tradesman insurance policies, built around your specific risks, priorities and insurance requirements.
What is Tradesman Insurance?
Tradesman insurance, also known as tradesman liability insurance, is a special form of business insurance for self-employed professionals and tradesmen. It covers several important aspects of a tradesman’s business including special tools & equipment, ongoing work, and claim-related expense.
From plumbers to electricians, builders to surveyors, IC brokers have ample experience in catering to the insurance needs of a wide variety of tradespeople with different insurance needs.
We develop an in-depth understanding of your trade and then work with our partner insurers to bring you bespoke tradesman insurance packages that offer optimal value and protection to your business.
What Does Tradesman Insurance Cover?
Our key covers include:
Employers liability insurance is a legal compulsion in the UK for businesses and tradesmen who employ anyone. It covers compensation payouts and medicolegal costs in case an employee, volunteer or a staff member files an injury or property loss claim against you.
Covers the cost of legal proceedings and settlement if a member of the public files an accident, property loss or injury claim against you.
Covers the cost of legal defence and settlement if a claimant suffers an injury or property loss due to a product installed/ served by you.
A special cover that protects your specialised tools and equipment against the twin risks of theft and damage.
Protects tradesmen from having to pay for repairs and replacements should something happen to their specialised equipment and tools.
Plant & Machinery
A cover that pays for repairs or replacements in case your plant, equipment or machinery breaks down or gets damaged.
Types of Trades IC Brokers Insure
IC Insurance Solutions offers coverage to a wide variety of professionals and tradesmen. Here are some of the trades and professions we cover:
- Painting and decorating
- Plumbing and heating
About IC Insurance Solutions
IC Insurance Solutions is a vibrant and enthusiastic insurance intermediary with a passionate team comprising of experienced insurance experts and seasoned brokers. We know the market inside out and our strong partnership with insurance providers enables us to provide comprehensive coverage to you at a competitive price.