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Professional Indemnity

Contractor Insurance

Do I need professional indemnity insurance?

You need professional indemnity insurance if you:

  • Provide expertise, skills or advice
  • Hold clients’ confidential information
  • Produce materials that could infringe intellectual property rights
  • Provide a professional service.

What cover is provided by professional indemnity insurance?

  • Negligence or breach of duty: should you fail in a duty of care to your customers, giving incorrect advice or making a mistake in your work.
  • Infringement of intellectual property rights such as copyright, trademarks or moral rights.
  • Defamation: libel or slanderous statements about a person or organisation.
  • Breach of confidence: sharing confidential or sensitive information without consent.
  • Court attendance: the costs to you of your directors or employees attending court in relation to a covered claim
  • Advertising: mistakes such as making a misstatement.
  • Sub-contractors and outsourcers: work undertaken on your behalf is treated as if it was done by you
  • Dishonesty of your partners, directors, employees, sub-contractors, and outsourcers – claims made against you and your own direct financial losses

To obtain a competitive quotation for your professional indemnity insurance, contact our office today on 01204 540 897.

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