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Directors and Officers


You insured the building, the contents and stock including you business liabilities but what about your own personal liability?

What is directors and officers insurance?

Directors and officers liability insurance (often called “d&o”) is liability insurance covering the directors and officers of a company against the consequences of legal action.

The policy provides defence costs in the event an insured suffers a loss as a result of a legal action brought for alleged wrongful acts in their capacity as a director and officer of a company.

The policy also extends to include cover for defence costs arising out of criminal and regulatory investigations including trials for both civil and criminal actions brought against directors/officers.

Intentional illegal acts, however, are typically not covered under d&o policies.

Directors and officers can also be called management liability insurance, which covers liabilities of the company itself as well as the personal liabilities for the directors and officers.

To obtain a competitive quotation for your direct and officers insurance, contact our office today on 01204 540 897.

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