Roofers and Scaffolders Cover at IC Insurance
As insurance brokers in Bolton, we endeavour to ensure that our quotes are competitive whilst ensuring no cover is compromised. We can also provide cover with no height restrictions.
If you’re a roofer or scaffolder, you can benefit from a cover that will protect you in case something happens, such as injury, damage or accidents. What do you get by choosing IC Insurance?
As your insurance brokers, we can help you find key covers like:
This refers to a combination of public liability, product liability and employers’ liability cover.
Excess of loss liability
This policy is used to increase the public liability limit of indemnity in order to provide additional cover above what is already offered by a liability insurance cover.
This policy will cover you for the costs incurred if you’re responsible for a mistake in your clients’ work that causes them financial loss or even loss of reputation.
Health & safety cover
As an employer, you have to keep your staff safe. This includes identifying and managing all health and safety risks. With this policy, you can more easily understand what’s expected of you and will be protected in case someone claims against you.
This will cover legal costs associated with potential disputes.
Directors & officers’ liability
This policy helps with claims resulting from managerial decisions or indiscretions that have resulted in consequences. In addition, the core purpose of this policy is to provide financial protection for managers against the consequences of actual or alleged ‘wrongful acts’ when acting in the scope of their managerial duties.
This policy will pay for defence costs and financial losses, and some extensions can also cover costs for managers that have been generated by administrative and criminal proceedings or in the course of investigations by regulators or criminal prosecutors.
After all, with increased corporate governance comes more directors and officers’ exposure.
You can be protected against claims made by third parties, which will include legal costs, with this cover. This includes injuries on the premises as well as damage to property.
This covers the cost of potential compensation claims if someone is sick or injured due to your products or if their property is damaged.
Mandatory for any business that employs staff. This policy will help you to pay compensation if an employee is hurt or falls ill because of the work they do, and has to cover you for, at least, £5 million.
Contractors all risks
This provides cover for property damage and injury to third parties (as well as damage claims).
Contents & stock cover
If your company loses stock, equipment and goods, this policy can cover the cost of replacing them.
Business interruption insurance
If your work is interrupted due to a fire or flood, for example, you can miss out on trading time. This can be costly and have a serious impact on your business. So, with this policy, you are protected if your business is halted.
Indemnity to principal cover
This extends liability to a principal if he’s sued as a result of someone else’s actions.
All these policies are designed to protect you and to cover any potential legal costs, so it’s crucial that you consider them if you’re a roofer or scaffolder. Get in touch with us today to learn more about how IC Insurance can help.