What Does Restaurant Insurance Cover?
Restaurant insurance packages by IC Insurance Solutions provide coverage in the following areas:
Public liability cover is essential for your business if members of the public visit your premises
Public liability insurance covers the cost of any legal responsibilities, including legal fees and compensation, that may arise in case members of the public sustain an injury or damage to property in your food outlet.
If your business involves the delivery of food and/or beverages to the public. A products liability cover financially safeguards your business against any injury or property damage caused by your goods.
Comprehensive Contents Cover
A contents cover, also known as a stock cover, protects your equipment, inventory, and supplies from theft, malicious damage, destruction by fire, floods and other insured risks.
A ‘glass cover’ reimburses you for any damage to the glazing in your shop so you can conveniently replace them. Covered installations include shop front, windows, and glass in display cabinets.
Employer’s liability cover is compulsory for most UK businesses with at least one employee.
Employers’ liability insurance protects you against any legal action due to the accidental death or injury of an employee that may be the result of operations associated with your business.
Also known as business income insurance, business interruption cover provides financial assistance to recompense your loss of income for a set duration of time.
A money cover provides financial protection against theft of money from your outlet or whilst in transit to or from your bank