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Wholesale Insurance

At IC Insurance we understand that wholesale businesses vary in terms of their size, operations and the level of risk they face on a daily basis. That is why we create bespoke wholesale insurance packages that are tailored by insurance experts to fit the needs and coverage requirements of your wholesale business.

Wholesale insurance packages by IC brokers can help you manage your risks and financially safeguard your wholesale business against a wide spectrum of threats including lawsuits and property loss.

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What is Wholesale Insurance?

Wholesale insurance is designed to protect businesses that distribute products and merchandise against a range of wholesaler liability issues such as injury claims, product-related lawsuits, robbery, and disruptive events.

The wholesale industry is vast and diverse. It incorporates many trades and skillsets. That is why standard wholesale insurance packages often fall short of providing adequate coverage.

We work differently at IC Insurance Solutions. Our specialist brokers collaborate with a panel of top insurers to create bespoke wholesale insurance plans that comprehensively cater to the coverage requirements of your wholesale establishment.

What Does Wholesale Insurance Cover?

Our key covers include:


Covers the cost of repairing or rebuilding your commercial property in case it is damaged or destroyed by an insured event.

Business Interruption

Business interruption policy financially covers your wholesaling business against loss of income caused by an insured event. If such an event arises, business interruption insurance keeps your company afloat by paying for outgoing expenses like salaries, mortgage, and wages.


A form of business insurance that can compensate for the possessions and equipment in your wholesale premises.

Directors and Officers

A type of liability cover that protects the directors and officers of your wholesale business against costs associated with third-party claims and lawsuits.

Employers Liability

An essential cover that is legally compulsory in the UK for businesses that hire anyone. Employers liability cover can protect your business from injury or property loss claims filed by staff.

Plant and Machinery

A cover that pays for the cost of replacements or repair in case your plant or machinery including packaging equipment breaks down.

Products Liability

A specialised cover that protects your wholesale business by paying for legal costs in the event someone files an injury or property loss claim because of a distributed product.

Public Liability

Covers wholesalers against property loss or injury claims filed by members of the public. Public liability insurance covers legal expenses such as lawyer fees and settlement costs.


Covers the cost of your stock in case it is stolen, damaged or destroyed by an insured event.

Types of Wholesale Businesses We Cover

We provide customised coverage to a wide range of wholesale establishments including:

  • Builders merchants
  • Clothing wholesalers
  • Electrical wholesalers
  • Food & drink wholesalers
  • Furniture wholesalers
  • Giftware/fancy goods
  • Hardware wholesalers
  • Machinery & equipment
  • Timber product suppliers

About IC Insurance Solutions

IC Insurance Solutions is a vibrant and enthusiastic insurance intermediary with a passionate team comprising of experienced insurance experts and seasoned brokers. We know the market inside out and our strong partnership with insurance providers enables us to provide comprehensive coverage to you at a competitive price.

If you have got any questions or you want to obtain a free quotation, get in touch with our specialist advisors, right away. Contact our office on +441204540897 or email us on

Request a Wholesale Insurance Quote

As insurance brokers, IC Insurance does all the hard work for you, so let us take care of your insurance needs.

You don’t have to worry about anything – we’ll search all companies to find the best quote and provide you with affordable insurance cover on our vast portfolio of products. Our process is also quick and straightforward and offers you handpicked insurance policies you can trust.

To request a quote, send us your details and we’ll come back to you within 24 hours on business days. If you don’t have time to wait, you can always call us on 01204 540897 during office hours

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